Hello we are
Ubuntu
Ubuntu Business Solutions, Limitada is a management consultancy firm based in Maputo, Mozambique.
Our experts have a proven track record of delivering exceptional services to banks and microfinance institutions, micro, small, and medium-sized enterprises (MSMEs), government agencies and nonprofit organizations, both within and outside Mozambique.
With a team of high-caliber professionals whose background includes managing and developing MSME banks, Ubuntu Business Solutions serves you from a variety of perspectives: we have experience working with business challenges across many industries and levels, we know what it is to look for results that yield growth, and we hold ourselves accountable to the highest of standards, ensuring practical solutions to operational and managerial challenges.
We provide services that are crucial for the growth and sustainability of our clients. These include strategic planning, delivery of game-changing insight, capacity building, improvement of access to finance, enhancement of business performance, and anything that you may need in order to strengthen your market position and solve problems quickly.
Mission:
Generate medium and long-term sustainability and efficiency to each of our clients.
Vision:
To become a national and regional reference in solutions for MSMEs, Financial Institutions, Government Entities and Non-Profit Organizations, and in capacity building of professionals and recent graduates from the financial sector.
Core Values:
Our list of values is more than what we aspire to follow, it is also what our team members are known for:
1-Focus on client satisfaction
2-Integrity
3-Innovation
4-Transparency
5-Inclusion
Members
Carlos Nhamahango
Carlos has 22 years of experience in Banking, and spent 5 of which as the CEO of one of Mozambique’s Top Five banks.
He is a seasoned manager of people, operations, products and services. He is also experienced in enterprise risk management and carries strong ability in the preparation and analysis of financial reports.
In addition to his background in leading numerous external auditing projects with utmost integrity, Mr. Nhamahango is highly proficient in the design of business strategy, budgeting, and reporting to the Central Bank of Mozambique.
Qualification:
Bachelor’s in Business Management – The Polytechnic University, Mozambique
Certificates/Relevant Training:
Banker – ProCredit Academy, Germany
Leading Digital Practitioners and Digital Money – Tufts University, United States
Leadership – GIBS, South Africa
Accountant – The Commercial Institute of Maputo, Mozambique
Diogo Tsovo
Diogo has spent 22 years in Banking, with roles such as a Sales Manager, Branch Manager, and Business Development Manager.
Diogo has strong knowledge in field work, microfinance (SME), and project follow-up. He possesses strong leadership skills and has managed deposit and credit portfolios as well as financial products, negotiations, and business development.
He has profound knowledge of the Mozambican landscape and has actively participated in the monitoring and development of many MSMEs, with great focus on the elaboration of business plans.
Qualifications:
MBA – The Catholic University of Mozambique
Bachelor’ s in Business Management – Eduardo Mondlane University, Mozambique
Certificates/Relevant Training:
Banker – ProCredit Academy, Germany
Accountant – The Commercial Institute of Maputo, Mozambique
Detúlio A. Fumo
Involved in MSME finance for more than 20 years, Detulio’s experience covers senior management positions in financial institutions (including as member of managerial boards), as well as short and long-term consultancies in countries such as Mozambique, Liberia, Zambia, as well as Eastern European and Latin American Markets.
In the last years, he has delved into the Guarantee business sector for financial institutions, which provides them the access to finance to MSMEs in developing and challenging markets such as Afghanistan.
Mr. Fumo has also been working on the implementation of some key government projects funded by international development organizations. He is passionate about capacity building, and has trained credit/business staff from entry level up to middle management.
Qualification:
Master’s in Busines Administration – The Catholic University of Mozambique
Bachelor’s in Law – Eduardo Mondlane University, Mozambique
Certificates/Relevant Training:
Banker – ProCredit Academy, Germany
Accountant – The Commercial Institute of Maputo, Mozambique
Correia Voabil
With 14 years in Banking, Correia has profound experience with small, medium, and corporate organizations.
He led teams and guaranteed the successful implementation of client acquisition processes, targeted products, portfolio quality assessments, and branch growth.
Additionally, Correia spearheaded research projects for client satisfaction. He worked with the evaluation of impairment models, cross selling of banking products, and staff training and integration. Correia has been in banks such as UBA and EcoBank.
Qualification:
Bachelor’s in Planning Administration and Management – The Pedagogical University, Mozambique
Certificates/Relevant Training:
Customer Service Management – Contact/Select Vedior, Mozambique
Financial Maths and Bank Accounting – ProCredit Regional Academy, Mozambique
Accountant – The Commercial Institute of Maputo, Mozambique
Argentina Chelene
Argentina took managerial roles very early in her career and has 22 years in Banking.
She is highly experienced in general banking operations, ranging from banking services and credit portfolio management, where she has constantly delivered outstanding results.
Argentina works with credit analysis for SMEs and retail clients, where she performs credit risk analysis, regular reporting on credit quality, and departmental support in the execution of strategy.
Qualification:
Bachelor’s in Accounting and Finance – Eduardo Mondlane University, Mozambique
Certificates/Relevant Training:
Banker – ProCredit Academy, Macedonia
Banking Credit Analyst – UDEMY, United States
Accounting and Financial Statement Analysis – UDEMY, United States
Credit Risk Analysis – FNB, Mozambique
Nasser Meggi
Nasser’s experience includes 16 years in Banking, with significant involvement in the development of MSMEs in Mozambique.
Nasser has an admirable background and can be seen as a face of the development of MSMEs in Mozambique, an area that his career has always been connected to.
Working either as a Microcredit Official or a Commercial Director, his roles have always been linked with the development and implementation of strategies and MSME products in Nacala, Beira, Nampula, and Maputo.
Nasser has been responsible for staff training and business expansion related to this area. His work experience includes ProCredit Bank, BancABC, and Access Bank Mozambique.
Qualification:
Master’s Degree in Leadership and Sustainability – University of Cumbria, Australia
Bachelor’s in Business Management – The Pedagogical University, Mozambique
Certificates/Relevant Training:
Banker – ProCredit Academy, Germany
Accountant – The Commercial Institute of Maputo, Mozambique
Emerson J. Da Silva
Emerson has 21 years in Banking and has worked extensively with the agricultural industry.
He is a multifaceted banker who managed segments of distinct agricultural and commercial portfolios with utmost zeal and dedication.
He was one of the catalysts of the first credit initiatives to the production of sugar cane in the corridor of Manhiça and Xinavane regions in Mozambique. Emerson led many branches of Access and ProCredit banks in the country and in addition to managing, he as also trained many staff members.
Qualification:
Bachelor’s in Economics – The Pedagogical University, Mozambique
Certificates/Relevant Training:
Banker – ProCredit Academy, Macedonia
SME Funding – Frankfurt School of Finance and Management, Germany
SME Loan Processing – African Management Services Company
